Nivel cariera

Middle (2-5 ani), Senior (5-10 ani)

Limbi vorbite

engleză, română

Adresa/ adresele jobului

București


Main responsibilities:


- Reviews all large corporate/ SME credit applications requiring HQ/ Group level approval, as per internal procedures in place; Drafting the Credit Risk opinion ( “ Risk Assessment”) for the assigned credit files;

- Presentation of the Risk Assessment to Top Management/Credit Committees; close collaboration with Group Risk Division;

- Participates in the assessment of the quality of credit exposure per corporate client, proposing credit ratings/ downgrades to existing/ new customers;
- Gives input to the corporate lending policies, procedures and product/ credit programs profiles and proposes amendments for their improvement;

- In depth analysis of financial statements, provisions, building financial models and developing forecasts;



Requirements:

- Have a minimum of 3+ relevant work experience in credit risk or corporate lending within banking sector;

 -Fluency in English, both spoken and written;
- PC literacy (Excel, Access, Outlook - advanced);
- Skills/ Specialized Know How: credit evaluation, cash flow and project risk analysis;

- Competencies: analytical thinking, attention to details, synthesis capacity, ability to meet tight dead-lines, communication skills;

- Familiar with RAS, IFRS financials;
- Academic minimum requirement: Bachelor Degree.