Credit Specialist

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Salaires sur des postes similaires :1150 - 1270 EUR/luna
București; Emploi partiellement à distance
Full time; 1 poste vacant
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What you do

  • Buyer's assessment according with define targets
  • Gathers information on buyers through desk-based research
  • Performs financial analysis and evaluates performance of the management and strategy without buyer contact
  • Decide on credit limit requests consistently, within response time delays included in Risk Business Model.  
  • Use all information available in our system and his/her own market knowledge in order to assess the risk.
  • Monitor risk exposure, trade sector evolution and action plans - maintaining personal contact with internal clients; Applies grading and underwriting principles and procedures.
  • Maintain permanent contact with other departments like Policy Management, Claims and collections.  
  • Support the sales department and other business units of Allianz Trade Group.
  • Provides various reports/statistics for senior management
  • Uses & develops own financial analysis skills.
  • Involved in shadowing and process trainings of the new joiners within the team

What you bring 

  • Educational requirements: Master's degree in Economics
  • Functional knowledge: risk assessment, market knowledge; knowledge of banking/financial services sector is an advantage; strong analytical skills and structured thinking
  • IT Systems / Software: MS Office; particularly MS Excel;
  • Language: EN advanced level (reading and writing skills) is required
  • Business expertise: 1-3 years in insurance area/ credit insurance/ risk area; strong business/ finance assessment skills; demonstrates commercial awareness
  • Interpersonal skills: good communicator, team player, honest, ability to convince others, problem solving; Excellent organizational skills and attention to detail. Ability to handle multiple tasks in high volume; Ability to work independently and collaborating with co-workers in a team setting.
  • We are seeking innovative thinkers with a strong understanding of artificial intelligence and its applications to join our dynamic team.

What We offer

  • Dynamic and multinational working environment.
  • Opportunity to learn and grow- on the job as well as language or professional training.
  • Open company culture, flexible working hours / possibility of working from home.
  • A wide range of employee benefits - meal vouchers, gift vouchers, performance bonus, public transportation allowance, extra personal days, premium health insurance, fruit day, discounts on Allianz products, etc.
  • Full time permanent contract.
  • Modern and accessible offices.


Bénéfices

Financiar
Medical
Dezvoltare
Condiții de lucru
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Allianz Trade - Our knowledge serving your success


Asigurarea creditelor comerciale

Fie ca sunteti producator sau importator, furnizor sau distribuitor, va expuneti riscului de neincasare a creantelor nascute din procesul de vanzare a bunurilor sau prestare a serviciilor, cu plata la termen.


Allianz Trade este lider mondial in asigurarea creditelor comerciale, cu o cota de piata de 34,9%, avand peste 6000 de angajati in peste 50 de tari.

Allianz Trade ofera o gama completa de servicii privind managementul creantelor, inregistrand o cifra de afaceri consolidata de mld EUR.   Pentru orice companie care doreste sa se dezvolte, protejandu-si in acelasi timp activele, Allianz Trade este partenerul ideal in managementul creantelor. Datorita cunoasterii profunde a riscurilor aparute in procesul de vanzare, Allianz Trade poate ajuta companiile sa evite pierderile financiare.  ​​ 


Allianz Trade1

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