Role summary

• Ensure the preparation and integrity of monthly, quarterly, and annual financial statements for Romania in accordance with IFRS and Romanian Accounting Regulations (OMFP 2844/2016);
• Review the trial balance, balance sheet reconciliations, and statutory financial statements before any submission;
• Maintain a robust internal control framework consistent with NBR norms on internal control for NBFIs and company control policies;
• Ensure compliance with NBR Regulation no. 20/2009 minimum capital requirements: solvency ratios, liquidity ratios, and exposure limits specific to NBFIs;
• Prepare and submit prudential reports to the NBR (DATAWEB / RAPDIR) on time - FINREP, monthly NBFI activity reports, exposure statements reports;
• Manage the local relationship with the NBR Directorate for NBFI Supervision; coordinate responses to data requests and on-site inspections;
• Monitor Romanian regulatory changes (Official Gazette, EU Official Journal, NBR circulars) and lead timely implementation within the Finance team.
• Execute treasury operations, manage daily cash positioning, bank account operations;
• Ensure full tax compliance for: corporate income tax (16%), VAT (including financial services exemptions), dividend tax, local taxes, and social contributions - with final sign-off responsibility at the local level;
• Manage the operational relationship with ANAF: tax inspections (control fiscal), and administrative correspondence; coordinate with external tax advisors;
• Ensure SAF-T (D406) and e-Factura compliance;
• Apply the credit risk provisioning methodology (IFRS 9 / ECL framework) for Romania as defined at company level; ensure correct staging (Stage 1/2/3) and timely impairment recognition in the local accounts;
• Coordinate with the management team to ensure local portfolio provisioning is consistent with company risk appetite and IFRS 9 methodology;
• Manage finance systems with the company ERP.
• Drive automation of manual accounting and reporting processes within the local Finance team;
• Identify training and development needs for the local team; escalate resourcing issues to the CEO.
• Coordinate the annual external audit process;

Key competencies:

• University degree in Economics, Finance, or Accounting (accredited institution; preference for ASE Bucharest or international equivalent);
• Minimum 3 years of finance experience;
• Demonstrated experience in a regulated financial services environment in Romania: NBFI, bank, leasing company, payment institution, or insurance company;
• Solid knowledge of IFRS (IFRS 9, IFRS 15, IFRS 18) and Romanian accounting regulations (OMFP 2844/2016);
• Direct experience with NBR prudential reporting (DATAWEB/RAPDIR) for an NBFI or similar institution;
• In-depth knowledge of Romanian tax legislation and hands-on experience with ANAF compliance: VAT, corporate income tax, SAF-T, e-Factura;
• Experience managing or supervising a small accounting team;

Advantage:

• Professional qualification: active member CECCAR (Expert Contabil).
• Professional qualification of CAFR (Financial Auditor), ACCA, CFA, or equivalent;